P1 Property / Investment strategy

Build a Strategy

Adjust the assumptions and see how loan size, yield, cash flow and equity could move over one, five and ten years. This is a working sketch, not a forecast.

01 / Assumptions

Set your figures

Purchase price

Deposit amount

Interest rate

Weekly rental income

Annual capital growth

Annual property costs

Interest-only finance. The loan balance stays the same across each projection.

02 / Results

Your strategy at a glance

Loan amount$600,000

Loan-to-value ratio80.0%

Gross rental yield4.9%

Cash flow · Negative-$188 / week-$9,800 per year

Projected outcomes at 6.0% annual growth

Year 1

Property value: $795,000
Equity: $195,000
Equity created: $45,000

Year 5

Property value: $1,003,669
Equity: $403,669
Equity created: $253,669

Year 10

Property value: $1,343,136
Equity: $743,136
Equity created: $593,136

Equity over time

Initial equity $150,000

Initial

Year 5

Year 10

Figures are illustrative only and projections are based on your selected assumptions. Actual investment performance may differ. These calculations do not constitute financial, tax, legal or investment advice.